Archive for June, 2010

Long-Term Care Links

Friday, June 25th, 2010

Long Term Insurance Links

Complete Guide to Long Term Care Insurance
By the Health Insurance Association of America – HIAA

National Council on the Aging

Medicare
The official government site for Medicare information.

Nursing Home Information
All you need to know about nursing homes and where to find them.

National Hospice and Palliative Care
National Hospice and Palliative Care organization site. At home care with the support of family, friends, and caring professionals.

Retirement Living Magazine
Guide to retirement living online magazine.

Elder Law
This is a Web site where senior citizens, their families, attorneys, social workers, and financial planners, can access information about Elder Law (Elderlaw), Medicare, Medicaid, estate planning, trusts and the rights of the elderly and disabled.

AARP Bulletin on Long Term Care

Federal Insurance Long Term Care Program

Americas Health Insurance Plan

U.S. Department of Health and Human Services – Medicare and LTC

U.S. Department of Health and Human Services – Medicaid

Financial Long Term Care

National Care Planning Council on Long Term Care

Medicare and Long Term Care

National Clearing House for Long Term Care Information


Business Links

Friday, June 25th, 2010

Business Insurance Links

BusinessInsurance.com
Reporting on corporate risk, employee benefits, and managed health care news.

Small Business Insurance Info
Insurance Information Institute on small business insurance.

Homeowners Links

Friday, June 25th, 2010

Homeowners Insurance Links

Insurance Information Institute
Twelve ways you can save money on your homeowners insurance

Auto Links

Friday, June 25th, 2010

Auto Insurance Links

Kelly Blue Book
Kelly Blue Book provides new and used car prices.

Edmunds.com
Edmunds provides new and used car prices.

American Automobile Association Web Site
Automotive services, insurance, and travel information.


Life Basics

Friday, June 25th, 2010

Life Insurance

At Hatcher Kimrey Insurance we realize that life insurance is an essential part of financial planning. Most people buy life insurance to replace income that would be lost with the death of a wage earner. The cash provided from a life insurance policy can help your family pay any outstanding debt when you die. A key feature of life insurance is that no income tax is due on the proceeds paid to the beneficiaries.

Before buying life insurance, you should determine how much protection you should have. This protection should include a sufficient amount for:

• Any immediate needs at your death, such as final illness expenses, burial costs and estate taxes.
• Funds for a readjustment period for you family
• Ongoing financial needs, such as monthly bills, college tuition or retirement

One rule of thumb used by most insurance professionals is to buy life insurance that is equal to five to seven times your gross annual income. Buying life insurance is different than any other purchase. You are providing the future financial security of your family that only life insurance can provide. Choosing a life insurance product is an important and complicated decision. It is important that you understand your needs and your options.

Call Hatcher Kimrey Insurance to discuss what options are appropriate for your needs. Remember, we are always here for you!

Life Links

Thursday, June 24th, 2010

Life Insurance Links

National Association of Insurance Commissioners

Health Links

Thursday, June 24th, 2010

Health Insurance Links

WebMD.com
Everything you need to know about your health.

American Association of Health Plans
The American Association of Health Plans is the national trade association representing more than 1,000 health maintenance organizations, preferred provider organizations, point-of-service plans, and other similar health plans that care for more than 140 million Americans.

Permanent Life Quote Request

Tuesday, June 15th, 2010

Complete the following information if you would like to obtain a quote.  Please understand this is not an application.  An application will be sent to you if coverage is desired.

All information provided is confidential and will be used solely for the purpose of providing a quote for you.


Last Name
First Name
Street Address
City and Zip
Phone Number
Alternate Telephone
Email Address
Fax Number
What Benefit Amount do you want?
What is your purpose for buying Life Insurance?
Birth Date
Gender
Height (example 5'8")
Weight (lbs.)
Tobacco Use
Have you ever been treated for cancer, diabetes, or cardiovascular disorders in your life?
If yes, please describe
What medication are you taking? Please give dosage and frequency
Explain any health problems that you think would impact the rate:
Have you had 2 or more moving violations in the last 2 years or any DUI's in the last 5 years?
If yes, please describe
What is the amount of Current Life Insurance?
What are your current Life Insurance Companies?
What is your current monthly life premium?
Are you wanting to replace your current policy(ies)
Do you want to add any endorsements (such as child rider)
Comments or Questions
Please let us know the best time to call and discuss your quote.
Or Specify Other: