Posts Tagged ‘mississippi’

State Requirements

Tuesday, May 25th, 2010

Minimum State Insurance Requirements

For more information go to

State Liability limits (in thousands of dollars)1 Personal Injury Protection PIP required? True No-fault state? Uninsured motorist coverage required?
Alabama 20/50/25 No No No
Alaska 50/100/25 No No No
Arizona 15/30/10 No No No
Arkansas 25/50/25 Yes Yes No
California 15/30/5 No No No
Colorado 25/50/15 No No No
Connecticut 20/40/10 No No Yes
Delaware 15/30/10 Yes Yes No
D.C. 25/50/10 No Yes Yes
Florida2 10/20/10 Yes Yes No
Georgia 25/50/25 No No No
Hawaii 20/40/10 Yes Yes No
Idaho 25/50/15 No No No
Illinois 20/40/15 No No Yes
Indiana 25/50/10 No No No
Iowa 20/40/15 No No No
Kansas 25/50/10 Yes Yes Yes
Kentucky 25/50/10 Yes Yes No
Louisiana 10/20/10 No No No
Maine 50/100/25 No No Yes
Maryland 20/40/10 Yes Yes Yes
Massachusetts 20/40/5 Yes Yes Yes
Michigan 20/40/10 Yes Yes No
Minnesota 30/60/10 Yes Yes Yes
Mississippi 25/50/25 No No No
Missouri 25/50/10 No No Yes
Montana 25/50/10 No No No
Nebraska 25/50/25 No No No
Nevada 15/30/10 No No No
New Hampshire 3 25/50/25 No Yes Yes
New Jersey4 15/30/5 Yes Yes Yes
New Mexico 25/50/10 No No No
New York5 25/50/10 Yes Yes Yes
North Carolina 30/60/25 No No Yes
North Dakota 25/50/25 Yes Yes Yes
Ohio 12.5/25/7.5 No No No
Oklahoma 25/50/25 No No No
Oregon 25/50/10 Yes Yes Yes
Pennsylvania 15/30/5 Yes Yes No
Rhode Island 25/50/25 No No Yes
South Carolina 25/50/25 No No Yes
South Dakota 25/50/25 No Yes Yes
Tennessee 25/50/15 No No No
Texas 25/50/25 No Yes No
Utah 25/65/15 Yes Yes No
Vermont 25/50/10 No No Yes
Virginia 25/50/20 No Yes Yes
Washington 25/50/10 No Yes No
West Virginia 20/40/10 No No Yes
Wisconsin 25/50/10 No Yes Yes
Wyoming 25/50/20 No No No
1. The first two numbers refer to bodily injury liability limits and the third number to property liability.
2. Only property-damage is compulsory
3. Insurance not compulsory
4. Drivers can choose a standard or basic policy. Basic policy limits are 10/10/5; only property-damage liability is compulsory
5. Liability rises to 50/100 if injury results in death.